Investment Advice Blog Posts

August 20, 2020

Investing Principle #5: Don’t Try to Predict Markets

Wall Street and the popular financial press want you to believe that, in order to make money in the stock market, you need to invest based on what is about to happen. That is the message sent out everyday by market strategists, brokers, analysts, mutual …

June 5, 2020

Investing Principle #3: Invest for the Long Term

With the recent market volatility behind us and a more stable investment world, we now return to our regularly scheduled show: Investment Principles You Should Know. Over the last nine decades, the U.S. experienced 9 bear markets and 15 recessions or depressions, wars, pandemics and …

May 15, 2020

Investing Principle #2: Time

There is an old proverb that states, the best time to plant a tree is twenty years ago, the second-best time is now. When it comes to retirement or any long-term financial goal, time is money. If you are in good health when you retire, …

January 11, 2020

Investing Principle #1: Planning

We live in a world of abundant consumer choices, which can be empowering but at the same time confusing and frustrating. Investing is no different. With thousands of investment choices, advisors, TV shows, mobile apps and news headlines – how can anyone make sense of …

September 16, 2019

A Tale of Two Decades: Lessons for Long‑Term Investors

The first decade of the 21st century, and the second one that’s drawing to a close, have reinforced for investors some timeless market lessons: Returns can vary sharply from one period to another. Holding a broadly diversified portfolio can help smooth out the swings. And …

June 20, 2019

Focus on What You Can Control

When people choose whether or not to invest, their decision is usually based on things that are out of their control. Things like, “Who’s in Washington?” “What’s the Fed up to?” and “What did the stock market do today?” We are mesmerized by the daily …

March 12, 2019

Reverse Mortgages

Most people have come across the term “reverse mortgage” or have heard people talking about them, good or bad. But many people aren’t quite sure what a reverse mortgage is, so I’d like to try and explain. Here are some points for you to better …

October 19, 2018

The Investor’s Decision: Active or Passive Management?

Investors need to make a very important decision when it comes to an investment philosophy. It doesn’t matter what type of investment is purchased, the philosophy of the investment plan will still be determined by this decision. There is no escaping this decision, even if …

June 8, 2018

The Impact of Inflation

When the prices of goods and services increase over time, consumers can buy fewer of them with every dollar they have saved. This erosion of the real purchasing power of wealth is called inflation. Inflation is an important element of investing. In many cases, the …