June 7, 2017

Surviving the Investment Roller Coaster

We have all ridden a roller coaster. Some of us love the excitement, while others shut their eyes and hold on for dear life. Many of us experience the same sensations when it comes to investing. All is good and well when the market goes up or …

May 2, 2017

Money Market Accounts: Three Mistakes You May Be Making

Money market accounts serve the useful purpose of keeping your money safe and liquid, however they are often misunderstood and misused. These are the three most common mistakes people make when it comes to managing their money market accounts. 1. Not Thinking About Inflation Placing …

March 16, 2017

Time – An Investor’s Greatest Ally

Most people tend to think of retirement as a far off event and thus put off planning for it. Unfortunately, this thinking does not work in anyone’s favor. Saving for retirement early creates positive investing habits as well as yields higher returns down the road. …

February 13, 2017

Don’t Step Over Dollars to Pick Up Dimes

An important step in reaching your financial goals is taking a careful look at the things you are doing that you assume are helping with your financial future. This process is essential because oftentimes in our pursuit of financial success, we get caught up in the …

December 28, 2016

Fiduciary Duty vs. Suitability Standard

Being an independent fee-only advisor, I am legally required to act as a fiduciary for my clients. This means that I must put my clients interests first and put my clients interests ahead of my own. I’d like to illustrate this point with a car …

December 1, 2016

Elections are Bad Predictors of Market Performance

As election results were coming in on Tuesday, November 8, stock market futures were pointing toward a large decline once the market opened on Wednesday morning. Markets tend to dislike unexpected change. That night, as it grew clearer that we would have a shift in …

November 1, 2016

In Search of “The World’s Best Investment”

People focus a lot of time and energy on trying to find the “best” stocks, mutual funds or other investments. Magazines and TV devote their existence to this search and there are countless books and articles about it. There are entire industries built around this …

October 14, 2016

Election Turmoil

As we approach Election Day on November 8, there will be endless debate, prognostication and media hype. But even before a single vote has been cast, the potential results are already being priced into stocks around the world. While elections do have real consequences and …

June 24, 2016

The British Aren’t Coming!

The Dow Jones was down 611 points today to 17,399 or 5,396 points higher than we were five years ago. The S&P was down 76 points today to 2,037 or 765 points higher than we were five years ago. The short term investor looks at …

March 28, 2016

Investment Mistakes are Really Investor Mistakes

Investor behavior has more to do with the success of a plan than investment behavior. Wealth isn’t primarily determined by investment performance, but by investor behavior. Many investors are constantly diving into funds with spectacular past performance. When the funds go cold, they jump to the …